January 26, 2017

First Post

Financial planning is essential for us to enjoy our life when we retired. This involves controlling and managing your income and also spending. Insurance is also important so that when an unexpected and undesirable event occur, it will have lesser impact to our life as well as financial plan.

Investment is the key to increase our passive income and achieve financial freedom. However, ones must always do homework before putting money into any investment products (unit trust, stock, real estate, etc). If you blindly follow any "expert's advises", then good luck. Never invest into what you don't understand or you won't even know why investment makes you poorer.

Please get yourself far from any scam/ money games that promise you high return with no risk. Remember: Risk is always proportional to return of an investment. Those "investment" with ridiculously high return are bubbles with no one monitoring and regulating its growth. It could burst anytime.

Happy investing and learning more about your money. Be someone who is good in both health and wealth! :)

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